Built for Bharat
Ready for the world

Built for Bharat
Ready for the world

At Setu, we are redefining how payments and data work together to create DPI first products that innovators can trust. We build products that bring stability, trust, and resilience engineered at the scale of Bharat.

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L A U N C H E S

New Launches at GFF 2025

New Launches at GFF 2025

Golden grass blowing in the wind

UPI SBMD lets you secure customer funds with one mandate debiting only when goods or services are delivered. No more locked money, no COD risk, just guaranteed payments built for scale.

UPI Single Block Multi Debit

Golden grass blowing in the wind

UPI SBMD lets you secure customer funds with one mandate debiting only when goods or services are delivered. No more locked money, no COD risk, just guaranteed payments built for scale.

UPI Single Block Multi Debit

Golden grass blowing in the wind

UPI SBMD lets you secure customer funds with one mandate debiting only when goods or services are delivered. No more locked money, no COD risk, just guaranteed payments built for scale.

UPI Single Block Multi Debit

Golden grass blowing in the wind

UPI SBMD lets you secure customer funds with one mandate debiting only when goods or services are delivered. No more locked money, no COD risk, just guaranteed payments built for scale.

UPI Single Block Multi Debit

mountain range

From ID check to checkout on the same device. Pay & Verify in the same moment with privacy guaranteed, online and offline

mAadhaar Verification

mountain range

From ID check to checkout on the same device. Pay & Verify in the same moment with privacy guaranteed, online and offline

mAadhaar Verification

mountain range

From ID check to checkout on the same device. Pay & Verify in the same moment with privacy guaranteed, online and offline

mAadhaar Verification

mountain range

From ID check to checkout on the same device. Pay & Verify in the same moment with privacy guaranteed, online and offline

mAadhaar Verification

Abstract orange and red blurred background

BillerHub simplifies complex bill collection operations onboarding across multiple BOUs, automating settlements, reconciling exceptions, and managing disputes all from a single command centre. Built for every biller, designed for scale and trust.

Setu Billerhub

Abstract orange and red blurred background

BillerHub simplifies complex bill collection operations onboarding across multiple BOUs, automating settlements, reconciling exceptions, and managing disputes all from a single command centre. Built for every biller, designed for scale and trust.

Setu Billerhub

Abstract orange and red blurred background

BillerHub simplifies complex bill collection operations onboarding across multiple BOUs, automating settlements, reconciling exceptions, and managing disputes all from a single command centre. Built for every biller, designed for scale and trust.

Setu Billerhub

Abstract orange and red blurred background

BillerHub simplifies complex bill collection operations onboarding across multiple BOUs, automating settlements, reconciling exceptions, and managing disputes all from a single command centre. Built for every biller, designed for scale and trust.

Setu Billerhub

Modern spiral staircase with warm wood accents

An exclusive report co-authored with FACE which unveils how DPIs will transform digital lending—streamlining journeys, solving challenges, and enabling credit access for India’s next 450 million.

D91 Labs by Setu

Modern spiral staircase with warm wood accents

An exclusive report co-authored with FACE which unveils how DPIs will transform digital lending—streamlining journeys, solving challenges, and enabling credit access for India’s next 450 million.

D91 Labs by Setu

Modern spiral staircase with warm wood accents

An exclusive report co-authored with FACE which unveils how DPIs will transform digital lending—streamlining journeys, solving challenges, and enabling credit access for India’s next 450 million.

D91 Labs by Setu

Modern spiral staircase with warm wood accents

An exclusive report co-authored with FACE which unveils how DPIs will transform digital lending—streamlining journeys, solving challenges, and enabling credit access for India’s next 450 million.

D91 Labs by Setu

P R O D U C T S

Our offerings

Our offerings

orange metal railing white concrete stairs

Switchboard connects businesses to multiple vendors via a single setup, intelligently routing requests for speed, cost, and approval. With built-in compliance, failover, and monitoring, it removes vendor lock-in, shortens go-lives, and boosts conversion. Verify Router handles instant KYC, AA Router unifies financial data, and Sign Router manages seamless digital agreements all through one powerful platform.

Boost conversions by reducing vendor friction.

Setu Switchboard Suite

orange metal railing white concrete stairs

Switchboard connects businesses to multiple vendors via a single setup, intelligently routing requests for speed, cost, and approval. With built-in compliance, failover, and monitoring, it removes vendor lock-in, shortens go-lives, and boosts conversion. Verify Router handles instant KYC, AA Router unifies financial data, and Sign Router manages seamless digital agreements all through one powerful platform.

Boost conversions by reducing vendor friction.

Setu Switchboard Suite

orange metal railing white concrete stairs

Switchboard connects businesses to multiple vendors via a single setup, intelligently routing requests for speed, cost, and approval. With built-in compliance, failover, and monitoring, it removes vendor lock-in, shortens go-lives, and boosts conversion. Verify Router handles instant KYC, AA Router unifies financial data, and Sign Router manages seamless digital agreements all through one powerful platform.

Boost conversions by reducing vendor friction.

Setu Switchboard Suite

orange metal railing white concrete stairs

Switchboard connects businesses to multiple vendors via a single setup, intelligently routing requests for speed, cost, and approval. With built-in compliance, failover, and monitoring, it removes vendor lock-in, shortens go-lives, and boosts conversion. Verify Router handles instant KYC, AA Router unifies financial data, and Sign Router manages seamless digital agreements all through one powerful platform.

Boost conversions by reducing vendor friction.

Setu Switchboard Suite

orange metal railing white concrete stairs

Setu DataIQ ingests and enriches financial data from Account Aggregators, bank statements, bureaus, BBPS, UPI, and alternate sources to deliver granular insights, behavioural risk scores, and AI-driven collection strategies. With InsightsIQ, ScoreIQ, and CollectIQ, lenders can improve approvals, maintain portfolio quality, and optimise recoveries—all while reducing integration time from months to days.

Smarter lending, powered by data.

Setu DataIQ Suite

orange metal railing white concrete stairs

Setu DataIQ ingests and enriches financial data from Account Aggregators, bank statements, bureaus, BBPS, UPI, and alternate sources to deliver granular insights, behavioural risk scores, and AI-driven collection strategies. With InsightsIQ, ScoreIQ, and CollectIQ, lenders can improve approvals, maintain portfolio quality, and optimise recoveries—all while reducing integration time from months to days.

Smarter lending, powered by data.

Setu DataIQ Suite

orange metal railing white concrete stairs

Setu DataIQ ingests and enriches financial data from Account Aggregators, bank statements, bureaus, BBPS, UPI, and alternate sources to deliver granular insights, behavioural risk scores, and AI-driven collection strategies. With InsightsIQ, ScoreIQ, and CollectIQ, lenders can improve approvals, maintain portfolio quality, and optimise recoveries—all while reducing integration time from months to days.

Smarter lending, powered by data.

Setu DataIQ Suite

orange metal railing white concrete stairs

Setu DataIQ ingests and enriches financial data from Account Aggregators, bank statements, bureaus, BBPS, UPI, and alternate sources to deliver granular insights, behavioural risk scores, and AI-driven collection strategies. With InsightsIQ, ScoreIQ, and CollectIQ, lenders can improve approvals, maintain portfolio quality, and optimise recoveries—all while reducing integration time from months to days.

Smarter lending, powered by data.

Setu DataIQ Suite

a pink sky with a plane flying in the sky

Setu BillPay connects banks, fintechs, and billers across the Bharat Connect ecosystem, managing everything from onboarding & presentment to switching, settlement, & full biller lifecycle operations. With BillFetch for instant bill presentment, BBPS Switch for high-performance transaction routing, & BillerHub for complete biller management, partners can integrate faster, run reliably, and unlock new revenue streams on India’s bill payments network.

Bill payments. Simplified, scaled, seamless.

Setu BBPS Pay Suite

a pink sky with a plane flying in the sky

Setu BillPay connects banks, fintechs, and billers across the Bharat Connect ecosystem, managing everything from onboarding & presentment to switching, settlement, & full biller lifecycle operations. With BillFetch for instant bill presentment, BBPS Switch for high-performance transaction routing, & BillerHub for complete biller management, partners can integrate faster, run reliably, and unlock new revenue streams on India’s bill payments network.

Bill payments. Simplified, scaled, seamless.

Setu BBPS Pay Suite

a pink sky with a plane flying in the sky

Setu BillPay connects banks, fintechs, and billers across the Bharat Connect ecosystem, managing everything from onboarding & presentment to switching, settlement, & full biller lifecycle operations. With BillFetch for instant bill presentment, BBPS Switch for high-performance transaction routing, & BillerHub for complete biller management, partners can integrate faster, run reliably, and unlock new revenue streams on India’s bill payments network.

Bill payments. Simplified, scaled, seamless.

Setu BBPS Pay Suite

a pink sky with a plane flying in the sky

Setu BillPay connects banks, fintechs, and billers across the Bharat Connect ecosystem, managing everything from onboarding & presentment to switching, settlement, & full biller lifecycle operations. With BillFetch for instant bill presentment, BBPS Switch for high-performance transaction routing, & BillerHub for complete biller management, partners can integrate faster, run reliably, and unlock new revenue streams on India’s bill payments network.

Bill payments. Simplified, scaled, seamless.

Setu BBPS Pay Suite

silhouette of mountain at daytime

Setu UPI Pay Suite delivers smooth, fully UPI-compliant payments with high throughput, minimal failures, and deep regulatory insight—powered by advanced error analysis and a robust tech stack for seamless integration by fintechs and merchants.

UPI, engineered for reliability.

Setu UPI Pay Suite

silhouette of mountain at daytime

Setu UPI Pay Suite delivers smooth, fully UPI-compliant payments with high throughput, minimal failures, and deep regulatory insight—powered by advanced error analysis and a robust tech stack for seamless integration by fintechs and merchants.

UPI, engineered for reliability.

Setu UPI Pay Suite

silhouette of mountain at daytime

Setu UPI Pay Suite delivers smooth, fully UPI-compliant payments with high throughput, minimal failures, and deep regulatory insight—powered by advanced error analysis and a robust tech stack for seamless integration by fintechs and merchants.

UPI, engineered for reliability.

Setu UPI Pay Suite

silhouette of mountain at daytime

Setu UPI Pay Suite delivers smooth, fully UPI-compliant payments with high throughput, minimal failures, and deep regulatory insight—powered by advanced error analysis and a robust tech stack for seamless integration by fintechs and merchants.

UPI, engineered for reliability.

Setu UPI Pay Suite

Consume our products your way

Launch financial services in a matter of days. Take your pick from our flexible APIs, SDKs, or ready-to-use screens.

Consume our products your way

Launch financial services in a matter of days. Take your pick from our flexible APIs, SDKs, or ready-to-use screens.

Consume our products your way

Launch financial services in a matter of days. Take your pick from our flexible APIs, SDKs, or ready-to-use screens.

Consume our products your way

Launch financial services in a matter of days. Take your pick from our flexible APIs, SDKs, or ready-to-use screens.